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Compliance

Compliance for Non-Custodial Digital Infrastructure

iCloser is a non-custodial technology platform focused on digital identity, wallet infrastructure, stablecoin-enabled financial technology, and partner-supported access workflows. Users retain control of their private keys and digital assets at all times. iCloser does not custody customer funds.

1. AML / KYT

Blockchain transaction monitoring and compliance screening may be applied to supported services where applicable. AML and KYT controls are used for partner-supported workflows, onboarding flows, and services that require compliance review.

  • Sanctions and risk screening where required
  • Transaction monitoring for supported networks and workflows
  • Escalation and review procedures for higher-risk activity

2. Non-Custodial Architecture

The wallet layer is designed as user-controlled infrastructure. Private keys, recovery materials, and blockchain assets remain under user control in supported wallet functions.

  • iCloser does not custody customer funds
  • Users maintain control over wallet credentials
  • Partner services are separate from self-custodial wallet control

3. Regulatory Status

iCloser Ltd. provides software and access infrastructure. Public regulatory information is disclosed separately for transparency and should not be read as government endorsement.

  • FinCEN MSB registration disclosure
  • SEC ERA filing disclosure
  • Jurisdictional and partner-availability limitations

4. Risk Controls

Product access may be limited by region, partner readiness, compliance review, transaction risk, identity verification, and applicable law.

  • Eligibility review before partner-supported services
  • Explicit user authorization for user-controlled actions
  • No investment, legal, tax, or financial advice

5. Partner Disclosures

Card-related services, virtual account access, settlement support, and regulated financial services are provided through licensed or authorized third-party partners where applicable.

  • Availability may vary by region and eligibility
  • Partners may apply independent review standards
  • iCloser provides the technology interface, not direct financial institution services

6. Privacy & Security

Identity verification, compliance data, and partner records may be processed by applicable service providers under their own policies and legal obligations.

  • Privacy and data protection disclosures
  • Security controls for account and wallet access
  • Clear separation between wallet infrastructure and regulated partner workflows
iCloser is a non-custodial technology platform. Users retain control of their private keys and digital assets at all times. iCloser does not custody customer funds. Partner-supported services remain subject to eligibility, compliance review, jurisdiction, and applicable law.
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